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I have been on a 14 day cleanse and this is the first time I’ve had coffee, so I am charged. Hey, it’s Marie Forleo, and you are watching MarieTV, the place to be if you want to create a business and life you love. And this whole shindig is Q&A Tuesday, and today’s question comes from Elise.

And she writes, “Hi Marie, big fan. My question today is about my money mentality. You see, I recently became aware that I’m surrounded by poor people. What I mean is, everyone in my life at the moment has a poor person mentality, including me. It feels like my family, friends, and even my partner are stuck in scarcity. They’re scrambling for dollars, stressed out about bills, complain about the government stealing from them, and say everyone’s got their hands in your pocket. It’s gotten to the point where movies are out of the question, date nights don’t exist, and there are no more nice dinners. It sucks. So my question is, how do you break out of the scarcity mentality when everyone around you is stuck in it? Should I cut everyone off and move to Greenland, or do I have to constantly read books about money? Help. Love, Elise.”

Elise, this is an awesome question and you are so not alone. Not many people I know grew up with wealth, whether that’s actual cash or an abundant money mentality. Now here is the good news. You can totally break out of your scarcity mentality and create a shift in the energy around you without moving to Greenland. Now I know you put a lot of emphasis on the people around you, but as you know, the only person you can change is yourself, so that’s where we got to focus. Here are six ways to turn that money frown upside down.

Number one, you got to write yourself a fat reality check. Elise, I know you probably know this, but let me remind you. Almost half the world, that’s like 3 billion people, live on less than $2.50 a day, and 80% of all humanity lives on less than 10 bucks a day. Now, I did a little research on you, and I’m pretty sure you don’t fall into either one of those populations. Now, I’m not making you wrong for wanting more, but you got to get that true abundance starts with appreciating everything you already have right now. So if you want out of that scarcity mentality, you got to start appreciating what you got and make it a habit. You’ve got a roof over your head, you have clean running water, and you have some damn cute clothes. I think Oprah said it best when she said, “Be thankful for what you have. You’ll end up having more. If you concentrate on what you don’t have, you will never ever have enough.”

Number two, get an ATM. What? Steal a cash machine? No, silly girl. It’s an automatic transformative mantra. That’s just a simple phrase you put on automatic repeat that transforms your money mindset. This is something I personally use to overcome my own scarcity mentality around money, and I still use it to this day. Here it is. Anytime you part with money, whether you’re paying a bill or you’re buying something, say this, “There’s always more where that came from.” This might sound silly, but there is real power in the words that we say to ourselves and immense power in rituals. It’s a super simple way to retrain yourself in the truth, with a capital T, about money.

Number three, BYOL, Bring Your Own Luxury. Who says he can’t have nice dinners at home? In fact, I actually prefer to eat at home. My meals taste way better, they are so much healthier, and they cost a fraction of the price. You can take any inexpensive dinner and make it a nice dinner if you plate it beautifully, and you light some candles, and you put on some music, and you wear something nice. With just a little bit of effort, you can take a cheap dinner and make it an amazing dinner. In fact, one of my favorite resources for budget friendly recipes is this magazine, Cooking Light.

Number four, start a fun fund. Before we go any further, I got to say, you and your partner have got to get on the same page about money. Now, you can’t change your family or your friends, but it is vital that you and your man get and stay on the same page regarding finances. You can make busting out of your scarcity mentality something you work on together, and the fun fund can help. Here’s what that is. It’s a checking account, or a piggy bank, or a pickle jar that’s earmarked for fun and fun only. So that money is exclusively for movies or meals out or other things you and your partner might normally say, “We can’t afford.”

Number five, build your knowledge bank. Now you said, “Do I have to keep reading books about money?” And my answer, until you get your money game together, yes. And whether it’s books or seminars or audios, it’s not just about reading or listening, but you actually have to implement it, especially if you want to have money and keep it. Now as for money seminars, they can be a little cheesy and people may try and sell you some more stuff, but that doesn’t matter. You’ll still learn a ton. And what’s even more important, you’re going to be around people who are actively improving their own money mentality.

Number six is spread the wealth. So this is another strategy that I’ve personally used, and it’s a little bit counterintuitive. So anytime you’re feeling a lack around money, you’ve got to give some away. So for example, if you catch yourself in major scarcity mode, you should donate a little bit of money to a cause you believe in. Now, if you’re not sure where to donate, we have an organization that we love, it’s called Kiva, and we also have our own lending team. And I’ll put links below this video so you can check it out. Another way to spread the wealth is to just be generous with your friends and family. There’s something amazing about saying, “I’ll treat.” Even if it’s for something simple like a coffee or a home cooked meal. Now, as we’ve discussed, you cannot change your family or your friends around their money mentality, but you can be a living demonstration of a more abundant reality.

That is my A to your Q, Elise. I hope it helps. Now I would love to hear from you. Have you broken out of a scarcity mentality around money? And if so, how’d you do it? Now, if you’re currently working through this, I would also love to know which of these six strategies resonated the most, and which can you put into practice starting right now? As always, the best and richest discussions happen over at, so come on over there and leave a comment now. Did you like this video? I certainly did. If you dug it, please like it, subscribe, and share it with your friends. And if you want even more awesome resources to create a business and life that you love, plus some updates from me that I only talk about in email, come on over to and sign up for email updates. Stay on your game and keep going for your dreams, because the world needs that special gift that only you have. Thank you so much for watching, and I’ll catch you next time on MarieTV.

B-School is coming up. Want in? For more info and free training, go to Hi. You so sensitive. The under the necklace chest hair. Under the necklace chest hair. Oh, I silly. Start a fun fund. Start a fun fund.

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